Invoice Factoring Schedule
Factoring Parameters
Percentage of invoice value advanced upfront
Monthly fee charged on factored invoices
Average number of days until invoices are due
Maximum time factoring company will wait for payment
Factoring Summary
Invoice Schedule
| Invoice | Invoice Date | Due Date | Invoice Amount | Advance | Factor Fee | Est. Rebate | Net Cost |
|---|---|---|---|---|---|---|---|
| No invoices to display. Please check your parameters. | |||||||
Factoring Process
You deliver goods or services and invoice your customer as normal. The invoice terms might be Net 30, Net 60, or Net 90.
The factoring company advances you 85.00% of the invoice amount immediately ($0.00 for these invoices).
Your customer pays the factoring company. After deducting fees of approximately NaN%, you receive the remaining reserve.
Invoice Date
Invoice sent to customer
Factoring Date
Receive 85.00% advance
Payment Date
Receive remaining reserve minus fees
Invoice factoring is a financing option where you sell your unpaid invoices to a factoring company at a discount. You receive an immediate advance (typically 80–90% of the invoice value), and the factoring company collects payment from your customers.
Unlike loans, factoring is based on your customers' creditworthiness rather than your own. This makes it accessible for businesses with limited credit history or those that cannot qualify for traditional financing.
This calculator provides estimates based on the parameters you've entered. Actual factoring terms may vary based on your specific situation, industry, customers' creditworthiness, and the factoring company's policies.