The Process
How Pezzula Works
We're a broker, not a marketplace. You fill out one form, we review your situation personally, and we bring you real offers from our lender network — explained clearly, with no pressure.
Step by step
From Quote to Funded
Fill Out the Quote Form
Takes about two minutes. We ask for your monthly revenue, time in business, and what you need the capital for. No SSN required at this stage.
- Basic business info only
- No hard credit pull
- No obligation to proceed
We Review Your Situation
Nick personally reviews what you submitted — not an algorithm. We look at your numbers, your industry, and any existing positions before reaching out with options.
- Human review, not automation
- We ask questions if needed
- Usually same business day
We Present Your Options
We bring you real offers from our lender network and explain each one clearly — factor rates, payment amounts, term length, and what to watch out for.
- Side-by-side comparison
- No jargon
- We tell you which offer we would take
You Get Funded
Once you choose an offer and sign, funds hit your account. For MCAs and short-term loans, same-day or next-day funding is common after final approval.
- Direct deposit to your account
- Most deals close in 1–3 business days
- We stay available post-funding
What we offer
Funding Products We Work With
Not every product fits every business. We match you based on your actual numbers — not what pays us the most.
Why us
Why Work with a Broker
One form, multiple lenders
You submit once. We shop your deal across our network so you can compare real offers without filling out five separate applications.
Free to you
We're paid by the lender when a deal closes — not by you. There's no upfront fee, no monthly charge, and no cost if nothing moves forward.
No obligation to take any offer
We present what's available. You decide. We'll never pressure you into a product that doesn't make sense for your cash flow.
We explain what you're signing
Factor rates, daily payment amounts, prepayment terms — we translate the contract into plain language before you commit to anything.
Fast when you need it to be
Same-day funding exists for the right deal. We know which lenders can move quickly and which require more documentation.
A person you can reach
You're not talking to a call center. Nick works directly with every client — you can ask questions and get a straight answer.
Ready to start
Find out what your business qualifies for
Takes two minutes. No hard credit pull. We'll follow up with real options — not a sales pitch.