Industry Funding — Marine & Boating
Jet Ski & Watercraft Rental Funding — Keep Your Fleet Ready for Peak Season
PWC fleets depreciate fast, break often, and need to be insured year-round. We help watercraft rental operators cover the costs that hit before the summer rush begins.
Jun–Aug
Peak Season
24–48 hrs
Funding Speed
$15K–$200K
Typical Range
The Real Problem
Why PWC Rental Operators Are Always Fighting the Cash Cycle
Personal Watercraft Depreciate Faster Than You Can Earn Them Off
A high-hours PWC is worth half what you paid two seasons ago. You're constantly reinvesting in newer units to keep your fleet rentable — and the capital cycle never stops.
End-of-Season Damage Means Start-of-Season Repairs
By October, every unit in your fleet has taken a beating. Hulls, impellers, engines — all of it needs attention before you can put them back in the water in June. The repair bill lands when cash is thinnest.
Insurance and Storage Are Year-Round Costs on Seasonal Revenue
Commercial liability coverage on a rental PWC fleet doesn't pause in the off-season, and neither does storage. You're carrying fixed costs for 12 months on 3 months of revenue.
Funding Options
Products Built for the Way PWC Rental Businesses Actually Work
ACH Funding
A lump sum based on your rental business's monthly revenue, repaid via daily ACH debits. No collateral required. Covers pre-season repairs, insurance, and new unit purchases before peak season opens.
Learn More →Equipment Financing
Finance new PWCs and watercraft with the units as collateral. Replace aging inventory or add to your fleet without depleting cash reserves heading into summer.
Learn More →Line of Credit
Revolving access for ongoing repair and operational costs. Draw for a repair job, pay it down when summer revenue hits, draw again for the next unit. Only pay on what you use.
Learn More →The Process
How It Works
01
Apply in 10 minutes
Basic business info and 3 months of bank statements. No tax returns required for most applicants.
02
Same-day decision
Most watercraft rental operators get a decision within a few hours of submitting.
03
Funded in 24–48 hours
Money hits your account in time to get repairs done and units back in the water before summer.
Ready to Apply?
Don’t Let Repair Costs Ground Your Fleet Before Summer Starts
Most watercraft rental operators are funded within 48 hours. Fill out the application and we’ll match you with the right lender for your situation.
Apply Now →Common Questions
Get Started
Every Unit Sitting in the Yard Is Revenue You’re Not Collecting.
Apply in 10 minutes. Most watercraft rental operators get a decision the same day and funding within 48 hours.
Apply Now →