Industry Funding — Food Trucks
Food Truck Business Funding — Capital to Own the Season
Festival permits, commissary fees, equipment repairs, and inventory don't wait for revenue to arrive. We help food truck operators stay stocked, staffed, and ready when the crowds show up.
June–Aug
Festival Season
24–48 hrs
Funding Speed
$10K–$100K
Typical Range
The Cash Flow Problem
Why Food Trucks Run Tight on Cash
Festival Permits and Booth Fees Are Paid Upfront
The best summer festivals require permit fees and event deposits months in advance — before you've served a single customer. Miss the deadline and the spot goes to someone else.
Equipment Repairs Ground the Whole Business
A broken generator, fryer, or refrigeration unit doesn't mean reduced service — it means the truck is parked. Repairs are emergencies that can't wait for next week's revenue.
Inventory and Commissary Costs Are Relentless
Food costs, commissary kitchen fees, and supply restocking happen every few days. High-volume summer events mean you're buying more inventory before you've collected from the last event.
Funding Options
Products Built for the Way Food Trucks Operate
Most Popular
ACH Funding
A lump sum based on monthly card revenue repaid via daily ACH debits. Fast, flexible, and based on your actual sales — not your credit score. Best for food trucks with strong card volume.
Learn more →Most Flexible
Line of Credit
Revolving access to draw for permits, inventory, or emergency repairs. Pay it down after a strong weekend and draw again before the next event. Only pay on what you use.
Learn more →For Trucks & Equipment
Equipment Financing
Finance a new truck, generator, or kitchen equipment with the equipment as collateral. Preserve working capital while upgrading your operation.
Learn more →The Process
From Application to Funded in 48 Hours
01
Apply in 10 minutes
Basic business info and 3 months of bank statements. No tax returns required for most applicants.
02
Same-day decision
Most applications get a decision within a few hours.
03
Funded in 24–48 hours
Money hits your account fast enough to secure festival spots and stock up before the weekend.
Ready to Apply?
Don't Let a Cash Gap Keep You Off the Festival Circuit
Most food truck operators are funded within 48 hours. Fill out the application and we'll match you with the right lender for your situation.
Apply Now →Common Questions
Food Truck Funding FAQ
Get Started
Your Best Season Is the One You're Actually Ready For.
Apply in 10 minutes. Most food truck operators get a decision the same day and funding within 48 hours.
Apply Now →