Industry Funding — Healthcare Practices
Dental & Chiropractic Practice Loans — Bridge the Insurance Reimbursement Gap
You treat the patient today and wait 30–60 days for insurance to pay. Payroll, supplies, and overhead don’t wait. We help practices close the gap between treating patients and getting paid.
30–60 Days
Insurance Reimbursement Lag
24–48 hrs
Funding Speed
$25K–$500K
Typical Range
The Real Problem
Why Profitable Practices Still Run Tight on Cash
Insurance Pays 30–60 Days After You Treat the Patient
You've already paid your staff, ordered supplies, and covered overhead by the time the EOB arrives. For a practice billing $200,000/month through insurance, that's a constant 6-figure float you're carrying.
Equipment Failures Affect Every Patient on the Schedule
A broken dental chair, a down x-ray unit, or a failed sterilizer doesn't just cost repair money — it costs appointments. Emergency equipment issues need same-day capital, not a bank loan approval process.
Hiring an Associate or Hygienist Before Revenue Follows
Adding a provider means payroll increases immediately. The production they generate takes 60–90 days to flow through billing and insurance. You front the cost, then wait on the return.
Funding Options
Products Built for the Way Healthcare Practices Actually Get Paid
ACH Funding
A lump sum based on your practice's monthly bank deposits, repaid via daily ACH debits. No collateral required. Covers payroll, supplies, and the gap while insurance reimbursements catch up.
Learn More →Equipment Financing
Finance dental chairs, digital x-ray systems, CBCT scanners, chiropractic tables, and decompression equipment with the equipment as collateral. Upgrade your practice without depleting cash.
Learn More →Line of Credit
Revolving access for recurring gaps. Draw when a slow reimbursement month hits, pay it down when the insurance batch clears, draw again when you need it. Only pay on what you use.
Learn More →The Process
How It Works
01
Apply in 10 minutes
Basic practice info and 3 months of bank statements. No tax returns required for most applicants.
02
Same-day decision
Most practices get a decision within a few hours of submitting.
03
Funded in 24–48 hours
Money hits your account fast enough to cover payroll, fix equipment, or hire before the production follows.
Ready to Apply?
Stop Carrying the Insurance Float Out of Your Own Pocket
Most dental and chiropractic practices are funded within 48 hours. Fill out the application and we’ll match you with the right lender for your situation.
Apply Now →Common Questions
Get Started
You Treat the Patient. You Shouldn’t Have to Float the Bill Too.
Apply in 10 minutes. Most dental and chiropractic practices get a decision the same day and funding within 48 hours.
Apply Now →