Free Review — No Obligation
Get a Second Opinion Before You Sign
If you have a consolidation offer in front of you, send us the terms. We will tell you what you are actually looking at — true consolidation, reverse consolidation, or something else — and whether the structure makes sense for your situation.
What We Review
True consolidation vs. reverse
We confirm whether the offer actually pays off your existing positions or is a reverse consolidation that adds cost without reducing debt.
Factor rate and daily payment
We assess whether the rate and daily payment are reasonable given your position count, revenue, and the payoff amounts involved.
Payoff structure
We verify that payoff letters have been or will be collected from each active funder and that the offer is based on real payoff amounts, not estimates.
Red flags
We flag any pressure tactics, APR claims that do not match MCA math, or terms that differ from what was described verbally.
No charge. No obligation to work with us. If consolidation with Pezzula is a fit, we will say so — if it is not, we will tell you that too.
Tell us about your offer
Fill in what you know. The more detail you share, the more useful our review will be.
Useful context before you decide