Industry Funding — Marine & Boating
Boat Rental Business Loans — Fund Your Fleet Before the Season Opens
Fleet maintenance, insurance premiums, and seasonal staffing hit before the rentals start coming in. We help boat rental operators get the capital they need to start the season strong.
May–Aug
Peak Season
24–48 hrs
Funding Speed
$25K–$400K
Typical Range
The Real Problem
Why Boat Rental Operators Run Out of Cash Before Peak Season
Fleet Maintenance Can't Wait for Rental Revenue
Every boat in your fleet needs servicing before it goes back in the water — engines, hulls, safety equipment, upholstery. All of it comes due before you collect a single rental fee.
Insurance Premiums Hit in the Off-Season
Commercial marine insurance on a rental fleet is expensive and often renews in winter or early spring — exactly when you have the least cash coming in. It's a predictable hit with bad timing.
You Need Seasonal Staff Before You Have Seasonal Revenue
Dock attendants, safety instructors, and reservation staff need to be hired and trained before peak season. Payroll starts weeks before rental revenue catches up.
Funding Options
Products Built for the Way Rental Businesses Actually Work
ACH Funding
A lump sum based on your rental business's monthly revenue, repaid via daily ACH debits. No collateral required. Covers fleet maintenance, insurance, and payroll before peak season revenue arrives.
Learn More →Equipment Financing
Finance additional boats, pontoons, kayaks, or safety equipment with the assets as collateral. Add to your rental inventory without depleting working capital.
Learn More →Line of Credit
Revolving access for recurring operational costs. Draw for a parts order, pay it down as rentals come in, draw again for the next expense. Only pay on what you use.
Learn More →The Process
How It Works
01
Apply in 10 minutes
Basic business info and 3 months of bank statements. No tax returns required for most applicants.
02
Same-day decision
Most boat rental operators get a decision within a few hours of submitting.
03
Funded in 24–48 hours
Money hits your account in time to get your fleet serviced and ready before opening day.
Ready to Apply?
Get Your Fleet Ready Before the Rentals Start Coming In
Most boat rental operators are funded within 48 hours. Fill out the application and we’ll match you with the right lender for your situation.
Apply Now →Common Questions
Get Started
Every Idle Boat in Your Fleet Is Lost Revenue. Let’s Fix That.
Apply in 10 minutes. Most boat rental operators get a decision the same day and funding within 48 hours.
Apply Now →